The first thing I'd consider is adding your Ferrari insurance to the portfolio of whatever ins. company you're now using for your house and other car(s) so you'll get a discount off their standard rates. State Farm does that for me. These cars are the highest risk in the industry because they're so expensive to repair. When I split my 550's nose on a rock in Yellowstone Park, I paid the local body shop $1,000 to fix it and absorbed the cost- rather than see my rates go up. I've also bought a front windshield for $1,000- instead of the OEM $3,000 and have it in storage, to help when the time comes that a cop tells me to fix my windshield. State Farm will pay the $1600 total glass/install and save $1500 and again, be happy.
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Auto insurance options for buying a Ferrari
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